This is our "Contract with Agriculture"

We don′t stop trying to meet your needs after you sign your employee benefit contract. As a matter of fact, that’s when we really go to work for you. As our valued client you can expect:

A fair price.

We offer a twelve month rate guarantee from WGAT, with 45 day notice on renewal.

Financial strength.

We meet or exceed all of the Department of Insurance regulation and compliance guidelines, including the capital requirement, and maintain actuarially sound reserves, along with meeting Risk Based Capital (RBC) standards.

Claims paid/resolved and calls answered in a timely fashion.

We meet or exceed industry claims processing and customer service standards.

Consultative services.

We will analyze data and consult with you to ensure your health benefit plan is working for you and your employees regardless of the group′s size. If it doesn’t, we will provide you with alternatives to keep your costs down and your employees protected.

Staff that put our members first.

Unlike most insurance companies, we are a member-owned, non-profit organization. We exist to serve our members. Each of our employees is available to assist you, including senior management. You can count on it.